Cash Balance Plan Services

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Cash Balance Plan Design

We design customized cash balance plans that help business owners maximize tax-deductible retirement contributions while meeting regulatory requirements. Plan design services include:

Plan design

Drafting plan document

Funding projection

Coordination with your CPA and financial advisor

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Plan Administration

Once a plan is established, ongoing administration services include:

Annual actuarial valuations

Required funding calculations

Drafting of IRS required filings

Participant statements

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Combined 401(k) Plan and Cash Balance Plan

Cash balance plans are often adopted alongside or in addition to a 401(k) profit sharing plan. Services include:

Cash balance plan design

Optimal plan structure

Nondiscrimination testing

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